Sai Om journal of Commerce & Management : A Peer Reviewed National Journal, ISSN: 2347-7563 is monthly scholarly, open access online Refereed journal published by Principal Dr. Sunil Karve. The journals publishes original research and includes but are not limited to issues related on various facets of Commerce and Management like Trade, Transport, Marketing, Finance, Human Resource, Supply Chain Management etc. Submissions are anonymously peer-reviewed. It aims to integrate the practices of the professional world with the knowledge creation in the relevant academic arena and to ensure speedy dissemination of such research-outcome among the stakeholders. The journal welcomes original articles, reviews of books, professional news, interviews of eminent personalities in academia/corporate etc. relevant to the focus of the journal. Authors are encouraged to submit complete, unpublished, original works that are not under review in any other journals